Comments for Is It Time To Compare and Renew Your Current Insurance Coverage? http://www.jeunespopulaires94.org Mon, 25 Oct 2010 10:50:52 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Comment on What I Found Out About Auto Insurance and Texas Driving Laws by Al M http://www.jeunespopulaires94.org/11/what-i-found-out-about-auto-insurance-and-texas-driving-laws/#comment-2 Al M Mon, 25 Oct 2010 10:50:52 +0000 http://www.jeunespopulaires94.org/?p=11#comment-2 Auto insurance is to protect against an accident where no one really did anything to deliberately cause it, other than perhaps a momentary distraction, carelessness, something unexpected like tire blow out & not able to control the steering. Drinking to excess, then getting behind the wheel of a vehicle ... this is not considered to be a personal misfortune of a person without self-control, it is considered to be criminal negligence. You cannot get insurance against this. It is like running low on money, getting desperate, getting a gun and doing a stick up of a bank or store, and thinking you can get "armed robbery insurance" to protect you from the consequences of your actions. The victim of the robbery can get insurance, not the person who perpetrates it. The person a DUI person crashes into can have insurance against this, not the person who is DUI. Auto insurance is to protect against an accident where no one really did anything to deliberately cause it, other than perhaps a momentary distraction, carelessness, something unexpected like tire blow out & not able to control the steering.

Drinking to excess, then getting behind the wheel of a vehicle … this is not considered to be a personal misfortune of a person without self-control, it is considered to be criminal negligence.

You cannot get insurance against this.

It is like running low on money, getting desperate, getting a gun and doing a stick up of a bank or store, and thinking you can get “armed robbery insurance” to protect you from the consequences of your actions.

The victim of the robbery can get insurance, not the person who perpetrates it.

The person a DUI person crashes into can have insurance against this, not the person who is DUI.

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